Consolidating student loans get lower interest rate

27-Sep-2016 03:45

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We did research on the top private student lenders and came up with some criteria by which you can judge which private student loan is the best for you.

consolidating student loans get lower interest rate-71

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If you graduate and work in public service – i.e., for the government or a qualifying nonprofit – the federal government also offers loan forgiveness options.

Before you go to a private bank or lender, though, it’s important that you take advantage of all the resources offered by the federal government.

This is because federal loans have lower rates and offer better repayment terms than private student lenders.

Federal loans can also be subsidized, meaning that the government pays the interest on the loan while you’re in school and up through the first six months after you graduate.

To find out which federal loans you qualify for, fill out the Free Application for Federal Student Aid (FAFSA) online.

Federal Student Loans The federal government has a robust set of loans that can help students make college more affordable.

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